After you have made the decision to purchase a home, there are still many more decisions to make and steps to take. Will you purchase a new home or an older home? How much can you afford, what is the best loan for you and what can you expect from potential sellers?
A REALTOR® can help you determine what price range and monthly payments you can afford, so you will not waste your time looking at houses in the wrong price range. They are also familiar with all the neighborhoods and can give you advice on what location and type of home meets your needs and desires. By hiring a realtor you avoid some of the embarrassment of negotiating the price and terms of sale with the Seller.
Once the contract has been written and accepted, a realtor will walk you through the process of obtaining a loan, purchasing hazard insurance, arranging inspections and repairs and attending the closing. For busy individuals, the services of a realtor are invaluable.
For additional information on the benefits of having a realtor, visit the Texas Association of Realtors.